Creative Financing by Chiles Capital
Where Innovation Meets Finance

Welcome to Chiles Capital

In a world where traditional lending often falls short, Chiles Capital pioneers the path with Creative Financing. This is not just finance; it's the art of making capital accessible when and where it's most needed. In today's real estate market, the ability to think outside the box gives our clients a competitive edge. Creative financing is the key to unlocking opportunities that conventional lenders overlook, offering a lifeline to projects that dare to be different.

Why Creative Financing?

  • Flexibility: Tailored financial solutions that adapt to your unique situation, not the other way around.
  • Lower Barriers to Entry: Access to capital shouldn't be a fortress to conquer. We make the entry points versatile and more accessible.
  • Innovative Solutions: Where others see dead-ends, we see possibilities. Our approach turns unconventional ideas into funded realities.
  • Speed: In the fast-paced real estate market, timing is everything. Our streamlined processes ensure you move quickly from concept to closing.
  • Network Strength: Benefit from our vast network of 100+ lenders, private equity groups, and high-net-worth investors, ready to back your venture.

At Chiles Capital, we're not just brokers; we're your strategic partners in growth. Our commitment is to navigate the complexities of the financial world with you, ensuring your venture finds its footing and soars. Let's build your future, together.


Trending Strategies in Creative Financing

Unlock the potential of real estate investment with a deep dive into the most innovative financing strategies of today. Our interactive section invites you to explore, understand, and leverage the power of creative finance through intuitive navigation.

Choose Your Path:

Seller Financing: Simplify the purchase process by dealing directly with the seller for financing. This method opens the door to flexible terms and often, a quicker closing. Ideal for buyers and sellers looking for a win-win scenario outside traditional lending frameworks.

Lease Options: Gain the right to purchase a property at a predetermined price while leasing it. This strategy is perfect for investors who need time to secure financing or wait for optimal market conditions. It's a strategic step towards ownership without upfront commitment.

Hard Money Loans: Access fast funding with a focus on the asset, not the borrower. Hard money loans are the go-to for flipping projects, offering short-term, high-interest loans that get you from purchase to renovation to sale with efficiency.
Creative Finance Trends

Creative Financing Solutions

We understand the importance of speed to the closing table.

SBA Loans
Government-guaranteed loans designed to support small businesses with lower rates and favorable terms. 
Real Estate Loans

Real estate investment loans provide capital for purchasing or renovating properties aimed at generating rental income or resale profits.

Business Loans

Business loans offer financial support for various business needs, including expansion, inventory, equipment, and operational expenses.

Government Contract Financing
Advanced funds to businesses fulfilling state and federal government contracts before invoicing, ensuring cash flow for operations.
ERC Advance Payments

ERC Advanced Payment is a financing solution offering upfront capital against expected Employee Retention Credit tax refunds.

Private Equity Deals
Our network of investors can commit capital to businesses in exchange for equity shares and influence. (5-7 year exit target)

AI and Technology in Financing

We have been developing a complete business suite powered by AI & ML. This tool kit is designed to take you from ideation to implementation.
blank face biz guy

Creative Business Financing

At the forefront of alternative financing, we take immense pride in our comprehensive approach to funding situations. We recognize that a business's narrative is far more than just their credit score.
Real Estate Investing

Creative Real Estate Financing

Creative real estate investment funding runs deep in our veins. Our array of programs caters to a diverse range of individuals, from novice investors venturing into the market for the first time, to seasoned developers and everyone in between.
blank faces build house

Client Testimonials - The Voice of Our Success

At Chiles Capital, we believe our clients' stories illuminate our path to excellence. Here's what some of our esteemed clients have to say about their journey with us.

A Lifesaver for My Business

"When the banks turned me down, Chiles Capital was there to light the way. Their innovative approach and personalized service transformed my business's financial landscape. I'm not just a client; I feel like a partner."

happy customer
Nataliya R.

Beyond Expectations

"Navigating the world of real estate investing can be exhausting. Chiles Capital didn't just provide the funds; they offered invaluable insights and a network that has been instrumental in my success."

happy investors
Terrance H.
Real Estate Investor

Tailored Solutions, Real Results

"As a solopreneur, I was looking for more than just financing. I needed guidance and a partner. Chiles Capital delivered on all fronts, helping my venture soar to new heights."

Portrait of a confident black businesswoman at work in her glass office
Nataliya R.

Expertise That Empowers

"Starting a business is challenging, especially when your own bank doesn't believe in you. Chiles Capital saw the potential in my idea and provided the capital and support needed to make it a reality."

creative finance real estate investment loans
Alan K.
Startup Founder
Why Choose Chiles Capital

Your Gateway to Unconventional Financing Solutions

At Chiles Capital, we blend our unique white glove service with a vast network of over 100 diverse lenders, offering tailor-made, bold financial solutions where traditional banks dare not tread.
Tailored Growth Strategies
Chiles Capital stands out for its bespoke, 'white glove' service. Catering specifically to the needs of small businesses and real estate investors, it excels in crafting personalized growth solutions.
Expansive Network
With over 100 lenders, private equity groups, and high-net-worth individuals, Chiles Capital boasts an extensive network. This diversity allows for funding unconventional and high-risk deals, offering clients a broad spectrum of financing options.
Alternative Finance Expertise
Specializing in alternative finance, Chiles Capital is a beacon for those who find themselves adrift in the conventional banking sea. It's the go-to for clients seeking innovative funding solutions beyond the mainstream.
National Reach, Local Expertise
Headquartered in Boca Raton, FL but serving clients nationwide, Chiles Capital combines a wide-reaching service with local market knowledge. This duality ensures relevance and effectiveness no matter where the client is based.
Technology-Forward Approach
Embracing innovation at its core, Chiles Capital integrates cutting-edge technology in its operations. This modern approach streamlines processes, enhances client interactions, and ensures efficiency in every transaction.
Unmatched Expertise in Niche Markets
Chiles Capital excels in navigating the intricate waters of alternative finance. Where traditional banks see insurmountable risks, Chiles Capital sees opportunities, making it a vanguard for clients with unique or challenging financial needs.

News & Insights

Keep up with the latest trends and insights. 

The Pending Senior Housing Crisis: Implications, Trends, and Opportunities

Impact on Senior Housing

The aging of the Baby Boomer generation is set to significantly reshape the landscape of senior housing in the United...

Mastering the Art of Obtaining Startup Grants

Uncover the secrets to successfully securing grants for your new business venture with our expert tips and tricks.

5 Simple Steps to Secure the Best Business Loan

It's common knowledge that moving your business in the right direction requires funding, whether it's to seize a new opportunity or resolve an issue....

Updates From Congress and the IRS

Employee Retention Tax Credit

In an effort to crack down on false and fraudulent Employee Retention Credit (ERC) claims, the Internal Revenue Service...

Don't waste time

Speed and agility throughout the funding process can be the difference between capitalizing on a opportunity or missing it. Our funding advisors are available to discuss funding scenarios and strategies.